Personal Finance Software refers to a financial tool that enables you to prepare a budget, track your expenses, and check your overall finances.
- Best Free Money Management Software
- Best Money Management Software For Mac 2017 Reviews
- Best Money Management Software For Mac
- Money Management For Mac
- Best Money Management Software For Mac 2017 Torrent
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YOUNEEDABUDGET
YNAB. Personal Budgeting Software for Windows, Mac, iOS and Android. You Need a Budget combines easy software with Four Simple Rules to help you quickly gain control of your money, get out of debt, and save more money faster!
![Best money management software for mac 2017 free Best money management software for mac 2017 free](/uploads/1/2/6/3/126305318/683189990.png)
MONEYSPIRE
Easy and powerful budgeting and personal finance software that helps you manage your accounts, bills, budget and more. Organize your money now with Moneyspire!
Moneyspire is the best personal finance software for 2020 for Mac and Windows to manage your money and budget. Take control of your finances now with Moneyspire!
MONEYSPIRE
POCKETSMITH
- Personal finance software and apps help you manage your financial life. Here’s how to pick the best tool for budgeting, investing or tax preparation.
- Mar 13, 2017 MoneyManger EX is also Money Management Software, but built with cross-functional capabilities. Now, this software particularly helps in tracking minute details of your spending and also lets you use it in a very smooth manner. The software is compatible with 24 languages and has many features that can make it great personalized software.
- Oct 07, 2019 Best for: people who need help making a full budget; Cost: $6.99 per month (after 34-day free trial) YNAB might be the best premium money management program. It’s the one my wife and I used to adjust our spending when we took a 50% pay cut a few years ago. The YNAB money management philosophy focuses on four money rules: Give every dollar a job.
PocketSmith – Smart budgeting & personal finance software. Manage your budget and forecast your finances with PocketSmith, the best personal finance software on the web. Connect to your bank accounts securely.
BUXFER
Online money management software for personal finance, account aggregation, budgeting, bill reminders and forecasting. Also useful for splitting rent, grocery, restaurant bills and IOUs with friends and roommates.
BUXFER
DEBITANDCREDITAPP
Debit & Credit – Personal finance for iOS, Mac and Apple Watch. Creating a new transaction now takes a matter of seconds. It has never been easier with gestures and other features that we developed for you.
IBEARMONEY
Money for iPad – Ultimate Personal Finance. Plan your income and expenses using detailed categories and input data when you actually spend money. City design software for mac. Once you analyze the difference between real and budgeted expenditures, you’ll find ways to save more.
IBEARMONEY
MONEYDANCE
Moneydance is a powerful yet easy to use personal finance app for Mac, Windows, Linux, iPhone and iPad. With online banking, online bill payment, investment management and budgeting, Moneydance provides all the features of Quicken plus benefits such as ease of use and no sunsetting of features.
IGGSOFTWARE
Mac Finance Software – Banktivity Personal Finance by IGG Software. Banktivity 6 is here! Over 100 enhancements and new features. 30 day free trial and backed by our 90 day guarantee. Save time & money.
IGGSOFTWARE
SYNIUMSOFTWARE
iFinance 4 features Mac and the iOS version providing you with a full-fledged finance application that also works seamlessly with its cross-platform counterpart.
QUICKEN
Best Free Money Management Software
Personal Finance, Money Management & Budgeting. Whether you want to stay on budget or on top of your investments, Quicken makes managing money a snap with simple, powerful tools for every step in your life.
QUICKEN
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All of us can use a little help managing money better. The best money management software programs provide that “second set of eyes.”
Knowing how you spend your money is the first step to becoming a money boss. Many of these money management programs will help you track spending. They’ll also help you make a spending plan, pay bills, and some will even help evaluate your investments. All of these actions can reduce your money worries.
Let’s face it, stressing about money is no fun. My wife and I use these tools to help us track our spending. We find ourselves worrying less about paying the bills. Plus, these programs only require a few minutes of your time to use.
Our Favorite Money Management programs
There are plenty of money management programs to choose from. Some are free and others charge a small monthly fee. If you’re serious about gaining control of your money, paying for a program may be well worth the money.
But not everyone needs to use a paid program. The free programs are great options, too. So, you may try them first to see if they meet all your needs.
1. You Need A Budget (YNAB)
- Best for: people who need help making a full budget
- Cost: $6.99 per month (after 34-day free trial)
YNAB might be the best premium money management program. It’s the one my wife and I used to adjust our spending when we took a 50% pay cut a few years ago. The YNAB money management philosophy focuses on four money rules:
- Give every dollar a job
- Embrace your true expenses
- Roll with the punches
- Age your money (i.e., live on last month’s income)
This app walks you through every expense you may have each month. Besides tracking spending and building a budget, YNAB lets you make savings goals. It also has daily online workshops you might enjoy.
You can sync your bank accounts with YNAB. And, you can access YNAB from your laptop, phone or smartwatch.
2. Tiller
- Best for: people who prefer spreadsheets
- Cost: $79 per year (after 30-day free trial)
Spreadsheets are a powerful way to manage your finances. The only problem is that you have to enter the information yourself. If you don’t enter every transaction, you skew the results.
Tiller imports your banking, investing and credit card actions in a spreadsheet. You can access this data on Google Sheets or Microsoft Excel.
What makes Tiller attractive is its premade templates. It has different ones for many common budgeting strategies. Some of the templates include:
- Debt Snowball
- Monthly Expense Tracker
- Weekly Expense Tracker
- Net Worth Tracker
- Simple Business Tracker
You can use Tiller to track your personal spending or side hustle expenses. For custom spending plans, you can build your own template.
3. Personal Capital
- Best for: tracking net worth
- Cost: free
Software to create business cards. If you want a free app, you might try Personal Capital. This is a great option for tracking spending and your total net worth. Plus, you can set savings and spending goals.
You shouldn’t use this app if you still need to make a budget. If you already have control over your spending, Personal Capital lets you see “the big picture.”
Another neat feature is its retirement planner tools. This tool lets you see if you’re currently on track to meet your retirement goals. The planner also checks to see if your investments are properly diversified, and if your current ETF and mutual fund fees are higher than the category average.
Read this Personal Capital review to learn more about this money management app.
4. Stratus
- Best for: tracking spending and making spending plans
- Cost: free
For free, Stratus tracks your banking, investing, and payment card activity. You can even link your Venmo account and student loans to Stratus.
By linking your accounts, you allow Stratus to show you exactly where you spend your money. To maximize Stratus, create a money goal and categorize every purchase. This helps create a precise spending plan to show you how much extra money you have each month.
In early 2019, Stratus will introduce a retirement planner that lets you can track your investments. The tool helps you see how much you need to invest to afford retirement. Stratus will also make basic investing suggestions. This makes Stratus a good option when you need in-depth help in making spending and investing plans.
5. Mint
- Best for: making a budget and tracking bills
- Cost: free
Mint is another longstanding free budgeting app. It’s powered by Intuit, the same developers of Quicken, QuickBooks and TurboTax.
This a good option for budgeting and making spending plans. It also offers bill tracking so you don’t forget a payment.
Compared to some of the other free money management programs, Mint has more ads. These ads can be annoying at times. Signing up for these services helps keep Mint free. But, you never have to enroll in these offers to remain a Mint user.
If you enjoy Mint and need more features, you can upgrade to Quicken. Some premium tools include bill pay and extra charting tools.
6. Prism
- Best for: online bill pay
- Cost: free
Maybe you remember Prism as Mint’s online bill pay tool. Since Mint no longer offers bill pay, you can switch to Prism. With this app, you see your upcoming bills. And, you can schedule future bill payments. If your bank doesn’t offer free bill pay, this is a great alternative.
7. OnTrajectory
- Best for: planning for large expenses
- Cost: $7 per month (after 14-day free trial)
People in the early retirement community use OnTrajectory for money planning. You can also use it to plan for large expenses such as buying rental property, paying down debt or saving for college.
You can input your current monthly expenses and future potential expenses. In one graph, you can see how much cash you may have for each year of life and the odds you’ll meet or exceed your savings goals.
8. PocketSmith
- Best for: budget planning and “what-if” planning
- Cost: free, $9.95 or $19.95 per month
PocketSmith tracks your spending, builds a budget and shows your upcoming bills in a calendar view. Plus, you can track your net worth like you can in Personal Capital.
With a paid plan, you can predict your financial health for up to 30 years. There are a couple of other reasons to consider one of PocketSmith’s paid plans. The free plan only lets you connect two banks, and you have to manually categorize each transaction.
9. Maximize My Social Security
Best Money Management Software For Mac 2017 Reviews
- Best for: people considering taking Social Security benefits
- Cost: $40 per year
Living on a fixed income can be a challenge. You earn the same amount each month but can have variable expenses. Maximize My Social Security analyzes your retirement benefits and helps you decide when to start collecting them so that you maximize your lifetime benefits.
You can factor in different “what if” situations to make alternate plans. The last thing any retiree wants is to not have enough to live on. This program can help make sure that doesn’t happen.
10. Mvelopes
- Best for: cash envelope budgeters
- Cost: $4, $19 or $59 per month (after 30-day free trial)
The cash envelope system is a popular budgeting system. Mvelopes makes it easier to do in an increasingly cashless society.
Instead of keeping a paper log at home, you can track your purchases online. Other money management programs track expenses by category, but you might prefer this envelope method.
With either of Mvelopes’ upper tier plans, you have access to a money coach. These two plans also provide more guidance on tackling your debt.
11. FutureAdvisor
Best Money Management Software For Mac
- Best for: investing advice
- Cost: free or 0.50% annually for managed portfolios
Maybe you have your spending habits under control and need investing help. FutureAdvisor provides free advice for your investment accounts. They’ll perform a portfolio checkup and will recommend any changes to meet your goals.
For a fee, FutureAdvisor will manage your Fidelity or TD Ameritrade portfolios and invest in stock and bond ETFs.
12. Blooom
- Best For: 401k investing
- Cost: $10 per month. (Your first month is free)
Most of your retirement savings are probably in your 401k account. Hopefully, you already invest in the best funds in your employer’s plan. Blooom offers a free 401k checkup. If they think they can optimize your 401k, you can have them manage your portfolio.
Money Management For Mac
You also have unlimited access to a financial advisor. This perk gives you a place to ask your money questions. To make a budget, you need to choose another choice from this list.
With this special link, you get your first month of Blooom free.
13. Banktivity 7
- Best for: Apple iOS users
- Cost: $54.99 per year
It’s not uncommon for Apple money software to be worse than its PC counterpart. Banktivity 7 attempts to ease your frustration if you use software like Quicken. It’s a premium money management software program with a PC-like experience. Except, you can still use your iOS device.
To use Banktivity 7, you can connect your bank accounts or transfer your information from other budgeting apps. Beside spending, you can also track your savings rate, net worth and investment performance. Since this is a premium app, you have access to more charts than free software.
For an extra $59, a Banktivity expert will create a personal money plan. You can talk with them online for one hour. This can be cheaper than hiring a local financial planner that charges an average $150 to $300 per hour.
14. Intuit QuickBooks
- Best for: business owners and the self-employed
- Cost: $10 to $60 per month
Do you run a small business or monthly side hustle with expenses? QuickBooks can be the best app to track business expenses. With a premium plan, you can also manage inventory and 1099 contractors.
Even with a basic plan, you can store receipts, invoice clients and estimate your taxes.
Best Money Management Software For Mac 2017 Torrent
15. MaxiFi
- Best for: long-term financial planning
- Cost: $99 per year
Other money management programs excel in helping you create a budget or track spending. Not as many offer a full long-term picture. MaxiFi tries to be a complete financial planning tool.
This isn’t the best option if you need help making a budget from scratch. If you only need to make small adjustments to your spending habits, you’ll be fine. This app helps you estimate your retirement income and taxes, and track your money goals.
MaxiFi will also make suggestions to help improve your money plan. These changes are intended to lower your tax bill, optimize your income and help correct your current spending habits.
Summary
Knowing how you spend and save your money has many benefits. It’s required if you don’t want to worry about money. And, this knowledge helps you plan for long-term goals.
What do you think is the best money management software? Share on social media and let us know.